홈 소개 보험료 미국대학교보험 장기보험가입신청서 단기보험가입신청서 상담요청
 
 
 
 
 





home 미국대학교보험 미국대학교 보험 전체
 
Westminster Theological Seminary 미국대학교보험Westminster Theological Seminary
본 홈페이지는 유학생, 교환교수, 비지팅스칼라, 포스트닥, 출장자 및 출국하시는 동반가족 분들이 가입 하실수 있는 보험입니다.
상담을 원하시면 상담요청을 작성 해주시거나 이메일을 보내주시면 됩니다.
실시간으로 상담을 원하시면 MSN 대화상대 추가를 해주시면 외국에 계시더라도 보상 및 보험 문의를 하실수 있습니다.


Student Coverage Requirements
 

All full-time students are required to have health care coverage. International students on a J-1 or F-1 visa, in addition to the health care coverage required of full-time students, are also required to have Medical Evacuation and Repatriation of Remains (MERR) coverage.

Options for Health Insurance:

Parent’s insurance plan. Students under the age of 26 are eligible to remain on a parent’s insurance plan according to federal law.
Federal marketplace.
Insurance carrier sites, such as Independence Blue Cross, Aetna, and United Healthcare.
Independent insurance broker. Students may wish to contact an insurance broker for more information about individualized insurance plans to suit their personal needs. One such contact is Phil Mishler, who can help navigate the options available under federal law, as well as direct you to other insurance products, including those that meet the requirements for international students.
Phil Mishler, Owner/Consultant
PA Group Insurance, LLC
4175 Hoffman Road, Hatboro, PA 19040

Ph 215-900-1163/Fax 215-827-5927

Phil-101@pagroupinsurance.com

International Students: Required Coverage Specifics

A student on international student visa, as well as his or her accompanying dependent(s), must have insurance which covers the student and all accompanying dependents for sickness or accidents during the time of the student's program. Minimum coverage must provide all of the following:

medical benefits of at least $100,000 per accident or illness
remains repatriation coverage of at least $25,000 per person covered
coverage for expenses associated with medical evacuation to the international student’s home country of at least $50,000 per person covered
deductibles that do not exceed $500 per accident or illness
an insurance policy secured to meet the benefits requirements underwritten by (1) an insurance corporation with an A.M. Best rating of "A-" or above, (2) an Insurance Solvency International, Ltd. (ISI) rating of "A-I" or above, (3) a Standard and Poor's Claims Paying Ability rating of "A-" or above, or (4) a Weiss Research, Inc. rating of B+ or above. Alternatively, the sponsor may ascertain that the participant's policy is backed by the full faith and credit of the government of the exchange visitor's home country.
International Students: Steps to Procuring and Showing Proof of Required Coverage

1. Contact Consultant Phil Mishler (see above) to purchase health insurance, or purchase health insurance directly with the insurance company or through some other consultant. No additional cost attends purchasing health insurance through Mr. Mishler. It will cost the same whether you purchase health insurance through him or on your own. Mr. Mishler can help you to understand the health insurance options for your specific needs.


https://students.wts.edu/students/services/healthinsurance.html


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