 University of Alabama Birmingham |
  미국대학교보험University of Alabama Birmingham |
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본 홈페이지는 유학생, 교환교수, 비지팅스칼라, 포스트닥, 출장자 및 출국하시는 동반가족 분들이 가입 하실수 있는 보험입니다.
상담을 원하시면 상담요청을 작성 해주시거나 이메일을 보내주시면 됩니다.
실시간으로 상담을 원하시면 MSN 대화상대 추가를 해주시면 외국에 계시더라도 보상 및 보험 문의를 하실수 있습니다. |
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University Of Alabama At Birmingham 제휴 보험과 비교 하였습니다
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Insurance Provider |
학교제휴보험 |
DB손해보험 |
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Life Maximum
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$500,000 |
Unlimited |
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benefits
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$500,000 |
$50,000 per Sickness or Injury |
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SPECIALTY CARE: (PCP Referral Required)
• Physician Services
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$0 Copayment for Students at
UAB Student Health Services,
$25 Copayment within the VIVA Health network
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100% 보험 회사에서 보상 |
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Ob/Gyn Serivces
(No PCP Referral Required)(One Ob/Gyn Preventive Visit every Plan Year)
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$0 Copayment for Students at
UAB Student Health Services,
$25 Copayment within the VIVA Health network |
100% 보험 회사에서 보상 |
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Other Services
(lab, x-ray, anesthesia, immunizations,
medicines, supplies, facility charges)
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90% Coverage; subject to
deductible and out-of-pocket max |
100% 보험 회사에서 보상 |
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Deductible
고객 부담금 |
The family deductible
is $500, not to exceed $250 per any individual.
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$0 |
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OUT OF POCKET MAXIMUM
년간 고객 부담금
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$10,000 per member per plan year |
$0 |
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Prescription Drug
약값 부담금
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$12~$125 고객 부담금이 발생
$2,000 max per policy year
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보상한도에 전액 보상 |
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Premium
(Annual)
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Student:$1,704
Spouse:$3,756
First Child:$2,532
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Student:약$480
Spouse:약$480
Child:약$480
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| J-VISA 소지자는 의무적으로 Medical Insurance에 가입하셔야 하며 IAP-66 FORM에 의한 United States Information |
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UNITED STATES INFORMATION AGENCY MEDICAL INSURANCE REQUIREMENTS
FOR J-I EXCHANGE VISITORS |
Effective September, 1994, the United States information Agency(USIA) will require each exchange visitor holding a J-1 visa to maintain medical insurance comerage for the full duration of his J-1 program. In addition, J-2 dependents will also have to meet this requirement while they are in the United States.
Under requlations, schools and other sponsors must advise in writing all J-1 visa holders of the insurance requirement before they arrive. The minimun requirements for coverage set forth under these USIA regulations are listed below: |
(1) Medical benefits of at least $50,000 per accident or illness(Sickness)
(2) A deductible not to exceed $500 per accident or illness.
(3) Repatriation of remains in the amount of $7,500. Should an exchange visitor die while in the United States, this benefit would provide for the preparation and transportation of the body to his other home country.
(4) Medical evacuation in the amount onf $10,000 in the event an exchange visitor must be returned to his or home country due to a serious medical condition. |
| Be underwritten by an insurance corporation having one of the folling ratings : A.M best rating of "A-" or above ISI ltd rating of "A-" or above standard & poor's rating of "A" or above weiss research inc. rating of "B+" or above. | | | |
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보상하지 않는 손해
1. 기왕증(보험가입 이전에 가지고 있던 질환이나 신체적 장애의 치료 및 검사를 목적으로 발생한 비용)
2. 임신, 출산과 관련된 비용
3. 단순 건강 검사를 목적으로 하는 비용(시력 검사 및 건강 검진)
4 .예방접종비용 (학교 입학시 Immunization 포함)
5. 정신과 질환/행동장애
6. HIV(에이즈)
7. 비뇨기계장애(요로결석)
8. 비뇨기과 질환중N39 또는 요실금 |
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장기보험 가입신청서
